# FundingLinks

> FundingLinks Limited is an independent UK commercial finance brokerage based in Manchester, serving businesses across the UK and internationally. We match SMEs to lenders across business loans, invoice finance and adjacent products, comparing 100+ UK lenders to find the right deal.

## What we do

FundingLinks is an independent broker, not a lender. We earn commission from the lender on completion. Any fees relating to your facility are agreed in writing before you proceed. We focus on UK SMEs across all sectors.

## Founders

- **Chris Findlow**, Co-Founder. Over 15 years of leadership experience working for one of the UK's leading invoice finance and loans providers. LinkedIn: https://www.linkedin.com/in/chrisfindlow/
- **Sam Wells**, Co-Founder. Over 15 years of leadership experience in commercial finance. LinkedIn: https://www.linkedin.com/in/sam-wells-a100938a/

## Regulatory

- FundingLinks Limited is registered with the UK Information Commissioner's Office under reference **ZB613470**.
- Our complaints procedure and applicable dispute resolution references are documented at https://fundinglinks.co.uk/privacy-gdpr-complaints-policy/.
- Eligible complainants may escalate to the Financial Ombudsman Service.

## Pages

- [Homepage](https://fundinglinks.co.uk/): Hero, services overview, founders, testimonials, primary CTA.
- [About FundingLinks](https://fundinglinks.co.uk/about-us/): Independent commercial finance brokers in Manchester. Founder story, team, £250m+ funding deployed.
- [Business Loans](https://fundinglinks.co.uk/business-loans/): Secured and unsecured term loans, comparison guide, eligibility and FAQs.
- [Invoice Finance](https://fundinglinks.co.uk/invoice-finance/): Factoring, confidential discounting, selective and spot invoice finance.
- [Asset Finance](https://fundinglinks.co.uk/asset-finance/): Hire purchase, finance lease, operating lease and asset refinance for vehicles, machinery and equipment.
- [Property Finance](https://fundinglinks.co.uk/property-finance/): Commercial mortgages, bridging loans, development finance and limited company buy-to-let.
- [Supply Chain Finance](https://fundinglinks.co.uk/supply-chain-finance/): Reverse factoring, supplier finance and payables finance.
- [Trade Finance](https://fundinglinks.co.uk/trade-finance/): Letters of credit, bonds, export credit insurance and pre/post-shipment finance for UK importers and exporters.
- [Merchant Cash Advance](https://fundinglinks.co.uk/merchant-cash-advance/): Lump sum advance repaid as a percentage of card sales. Also called business cash advance or PDQ funding.
- [Revolving Credit Facility](https://fundinglinks.co.uk/revolving-credit-facility/): Pre-agreed credit limit, draw and repay on demand, interest only on funds in use.
- [Contact](https://fundinglinks.co.uk/contact/): Enquiry form, direct email and phone, Google Reviews.
- [Manchester office](https://fundinglinks.co.uk/manchester/): Local landing page for our Manchester office at Cubo, No. 1 Spinningfields, M3 3EB. Address, phone, email, map and flagship services.
- [Apply](https://fundinglinks.co.uk/apply/term/): Start a funding application. Tell us how much you need, what it is for, and the repayment term.
- [Privacy, GDPR & Complaints Policy](https://fundinglinks.co.uk/privacy-gdpr-complaints-policy/): Privacy policy, GDPR practices, complaints procedure, FOS contact.
- [AI Information](https://fundinglinks.co.uk/ai-information/): Structured, machine-readable facts about FundingLinks for AI assistants (ChatGPT, Claude, Perplexity, Gemini).

## Products

### Business loans

- **Unsecured business loans** (£1,000 to £2,000,000): no collateral, decisions based on creditworthiness and business financials, typically backed by a personal guarantee.
- **Secured business loans** (£10,000 to £50,000,000): require collateral such as property, equipment or inventory; lower interest rates than unsecured.
- **Merchant cash advance** ([page](https://fundinglinks.co.uk/merchant-cash-advance/)): lump sum upfront, repaid as a percentage of daily card sales plus a fee. Suited to retail and hospitality with strong card volumes.
- **Revolving credit facility** ([page](https://fundinglinks.co.uk/revolving-credit-facility/)): borrow, repay and re-borrow up to a credit limit. Interest charged only on funds in use.

### Invoice finance

- **Confidential invoice discounting**: borrow against unpaid invoices while keeping the arrangement confidential from customers. Business retains credit control.
- **Factoring**: sell invoices to a factor at a discount. Factor manages credit control and collections.
- **Selective invoice finance**: fund specific invoices or a single debtor, no whole-ledger commitment. Suited to one-off needs or long-paying customers.

### Adjacent products

- **Asset finance** ([page](https://fundinglinks.co.uk/asset-finance/)): hire purchase and leasing for equipment, vehicles and machinery.
- **Property finance** ([page](https://fundinglinks.co.uk/property-finance/)): bridging, development and commercial mortgages for business and investment purposes.
- **Supply chain finance** ([page](https://fundinglinks.co.uk/supply-chain-finance/)): pay suppliers early at the buyer's credit rate via reverse factoring or supplier finance.
- **Trade finance** ([page](https://fundinglinks.co.uk/trade-finance/)): fund import, export and supply-chain transactions, including UKEF-backed export support.

## How we work

1. Submit an enquiry in 60 seconds via the contact form, email or phone.
2. We have a quick conversation about your business and goals.
3. We shortlist appropriate lenders, complete applications on your behalf, and present options.
4. You choose the lender; funds are released after the lender's standard process.

## Contact

- **Email**: info@fundinglinks.co.uk
- **Phone**: 0161 552 4972
- **Address**: Cubo, No. 1 Spinningfields, Manchester M3 3EB, United Kingdom