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FundingLinks

Independent Commercial Finance Brokers in Manchester

FundingLinks is an independent commercial finance brokerage based in Manchester, North West England, serving businesses nationwide across the UK and internationally.

Founded by Chris Findlow and Sam Wells in 2023, after more than 25 years between them inside one of the UK’s largest invoice finance and business loans providers.

More than £250m in commercial funding deployed to date.

Independent UK Business Finance Specialists

“We wanted brokerage done with the same product knowledge an SME would get if they were inside the room.”
Chris and Sam, Directors

Sam and Chris spent more than 25 years between them inside one of the UK’s largest invoice finance and business loans providers. They built lending products, ran teams, and saw thousands of deals come through the door. They also saw too many businesses end up with funding that did not really suit them. Usually that was a broker problem rather than a lender problem. The right lender existed, the broker just did not know the panel well enough to find them.

FundingLinks was built to close that gap. As an independent commercial finance brokerage, we work across 100+ UK lenders, from high-street banks to specialist fintechs, and we know what each one does well, who they tend to back, and how they price. When you enquire, the work of finding the right lender is done by people who spent years inside lenders, not by a call centre.

For businesses across Manchester and the North West, that means a local, accountable point of contact who understands the regional SME landscape. For companies elsewhere in the UK and internationally, it is the same whole-of-market reach, delivered through our secure portal.

£250m+ funding deployed
100+ UK lenders
5-star Google reviews
60-second enquiry

Meet the Team Behind FundingLinks

Commercial finance specialists, not a call centre. Every enquiry is handled by someone who understands lending from the inside.

Chris Findlow, Director

Chris Findlow

Director

Over 15 years across commercial lending, invoice finance and fintech partnerships, including senior leadership roles at Kriya. Brings deep lender-side experience across sales, partnerships and account management to help SMEs access the right funding.

LinkedIn
Sam Wells, Director

Sam Wells

Director

Over 10 years across invoice finance and alternative lending, including senior broker and partnership roles at Kriya. Helps SMEs access competitive funding by matching them with the right lender, product and structure for their stage of growth.

LinkedIn
Jack Wade-Smith, Commercial Finance Consultant

Jack Wade-Smith

Commercial Finance Consultant

Experienced commercial finance consultant with over 7 years across invoice finance, embedded finance and fintech lending. Helps SMEs access flexible working capital and structured funding solutions, with lender-side experience from Kriya, Sonovate and TP24.

LinkedIn
Adam Downs, Commercial Finance Executive

Adam Downs

Commercial Finance Executive

Commercial finance executive supporting SMEs through the enquiry, approval and drawdown process. Brings experience across business development, client communication and technical operations, helping keep funding applications clear, organised and moving.

LinkedIn

Why UK Businesses Choose FundingLinks

Independent, specialist support for businesses across Manchester, the North West, the wider UK and internationally, looking for the right commercial finance partner.

£250m+
Funding deployed to UK SMEs
100+
UK lenders compared
500+
SMEs funded
01

Whole-of-market panel

100+ UK lenders, including high-street banks, challenger banks, specialist lenders and alternative finance providers. We are an independent broker, not tied to any single lender.

02

Specialist, founder-led support

Founded by Sam Wells and Chris Findlow, with 35+ years' combined experience in commercial finance. You speak to specialists, not a call centre.

03

Clear process, secure portal

Track your enquiry, review lender offers and exchange documents in one secure portal. No email chains, no spreadsheets, full visibility from enquiry to drawdown.

04

Free to compare, success-based fees

No upfront charge to use FundingLinks. Fees apply only if you proceed with a facility, and they are agreed in writing before you commit.

Ready to find the right funding?

Get an indicative quote in 60 seconds. No obligation, no impact on credit score.

  • 100+ lenders
  • Free to apply
  • No credit impact