Business finance options
Every type of funding we broker, grouped by the problem it solves. Start from what is actually holding your business up, not from the product name.
- Every funding type we broker, in one place
- Grouped by the problem each one solves
- Compared across 100+ UK lenders
- Independent commercial finance broker
Last updated: August 2026
Not sure which one you need?
Most business owners arrive knowing the problem, not the product. Cash is tight before customers pay. A contract has landed that you cannot afford to fulfil. A tax bill is due in the same month as a stock order. The groups below are arranged around those situations rather than around lender jargon, so you can start where you actually are.
If none of it looks quite right, tell us the problem and we will point you at the answer, including when the answer is that you do not need finance at all.
Loans and credit lines
Borrowing you draw as cash, either as a lump sum or a limit you dip into.
Invoices and working capital
Funding tied to money your customers already owe you, or to bills that land before they pay.
- Invoice finance Unlock cash tied up in unpaid invoices, up to 90% advance within 24 hours.
- Recruitment finance Fund contractor and temp payroll before your clients settle their invoices.
- Supply chain finance Buyer-led early payment on approved invoices, at your buyer's credit rate.
- VAT and tax loans Spread a VAT or corporation tax bill over monthly payments instead of one lump sum.
Stock, orders and trade
Funding the goods themselves, from placing the order through to getting paid for it.
Assets and property
Borrowing secured on something physical, whether you are buying it or already own it.
Comparing your options
Three places to start if you are weighing one route against another.
- Business overdraft alternatives What UK businesses use instead when the bank cuts or refuses an overdraft.
- Invoice finance calculator Estimate what an invoice finance facility would cost against your own numbers.
- Questions and answers Plain answers to the questions business owners ask us most often.
FundingLinks brokers commercial finance for UK limited companies, LLPs and PLCs across 13 funding types and a panel of 100+ lenders.
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