Business lenders in the UK: the full list
Business loans, credit lines and asset finance come from a long list of lenders, each with its own rules. You don't need to approach them one by one.
By Chris Findlow · List checked October 2026
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The short answer
UK business finance comes from banks, specialist lenders and online platforms. Below are 85 of them, and we work with the majority.
This list is not for picking a lender. Each one prices and decides differently, and the right match depends on your business. We compare them for you in one go.
Why comparing them yourself is hard
On paper they look alike. In practice they differ on almost everything that matters.
- how much they lend and over how long
- interest rates, fees and early repayment terms
- minimum trading history and turnover
- whether they need security or a personal guarantee
- which sectors they will and won't fund
Every application takes your time and documents, and most of that detail isn't published. That is the gap a broker fills.
The full list
Across this list, we typically arrange business loans, revolving credit, asset finance, merchant cash advances and trade finance. Many of these lenders offer other products too. One enquiry with us covers most of this list.
- 365 Finance
- 4Syte
- Abcore
- Accredo
- Adelpha
- Allica Bank
- Armada Asset Finance
- BE Fund
- BEF
- Bizcap
- Black Arrow Finance
- BPCE Equipment Solutions
- Braemar Finance
- Capify
- Capital on Tap
- Cashera
- Close Brothers
- County Finance Group
- Credit4
- Cube Funder
- Davenham Asset Finance
- Elect Capital
- Finance for Enterprise
- Fleximize
- Float
- Funding Alternative
- Funding Circle
- FW Capital
- Glenhawk
- GoFloat
- Got Capital
- Growth Lending
- Haydock Finance
- iwoca
- Juice
- Kingsway Finance
- LendingCrowd
- Lenkie
- Liberis
- Little Business Loans
- Lloyds Bank
- Lombard
- MaxCap
- Mercantile Trust
- Momenta
- Monmouth
- MultiFi
- MyCashline
- Nationwide Finance
- Novuna Business Finance
- Nucleus
- Outfund
- Paragon Bank
- PayPal
- PEAC Solutions
- Playter
- Propel Finance
- Quantum Asset Finance
- Reparo
- Reward Finance
- River Capital
- Rivers Leasing
- Sapi
- SellersFi
- Seneca
- Shawbrook
- Shopify
- Sigma Lending
- Simply Asset Finance
- Simply Funded
- SME Capital
- Square
- SumUp
- SwiftFund
- SwishFund
- Synergy in Trade
- ThinCats
- Together
- Treyd
- Triffin
- Uncapped
- Wayflyer
- Waylog
- White Oak
- YouLend
Listed alphabetically, not ranked. Names are for reference only.
Invoice finance lenders
We also work with invoice finance providers, from high-street banks to specialist funders. Together, the two lists cover more than 100 lenders. See the full list of invoice finance companies.
One enquiry. Every suitable lender compared.
Tell us about your business once. We match you against the lenders that fit, compare the total cost and come back with the options.
-
01
Tell us what you need
How much, what it's for and how your business is trading.
-
02
We shortlist and compare
Only lenders that fund your sector and size, compared on total cost.
-
03
You choose, we handle the rest
A specialist guides you through the lender's process.
Business lenders FAQs
Which is the best business lender?
There is no single best one. The right lender depends on how much you need, what it is for, how long you have traded and whether you can offer security. That is why we compare across the lenders we work with rather than recommend one name.
Should I go direct to a lender or use a broker?
You can go direct, but each lender only offers its own products, and each application takes time. A broker puts your profile in front of the lenders that suit it and compares the total cost for you.
How does FundingLinks get paid?
FundingLinks is an independent broker, not a lender. We are usually paid a commission by the lender when your facility completes. If any fee would apply to you, we agree it with you in writing before you proceed.
Who can borrow through FundingLinks?
Limited companies, LLPs and PLCs.
Written by
Chris Findlow
Director, FundingLinks
Director at FundingLinks with over 15 years across commercial lending, invoice finance and fintech partnerships, including senior leadership roles at Kriya. He works directly with SMEs to match them to the right lender across the whole market.
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