Invoice finance companies in the UK: the full list
There are dozens of invoice finance companies in the UK, each with its own rates, rules and appetite. You don't need to approach them one by one.
By Chris Findlow · List checked October 2026
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The short answer
UK invoice finance comes from high-street banks, specialist banks, independent funders and online platforms. Below are 67 of them, and we work with the majority.
This list is not for picking a lender. Each one prices and decides differently, and the right match depends on your business. We compare them for you in one go.
Why comparing them yourself is hard
On paper they look alike. In practice they differ on almost everything that matters.
- advance rates and how they treat a large single customer
- service fees, discount margins and extra charges
- minimum turnover and minimum contract length
- which sectors they will and won't fund
- whether they offer factoring, discounting, selective finance or all three
Every application takes your time and documents, and most of that detail isn't published. That is the gap a broker fills.
The full list
One enquiry with us covers most of this list.
High-street banks
Invoice finance arms of the big UK banks. Often suit established businesses that already bank with them.
- Barclays
- Danske Bank
- HSBC UK
- Lloyds Bank
- NatWest
- Santander UK
- Virgin Money
Challenger and specialist banks
Smaller banks with dedicated invoice finance teams, often more flexible on sector and size.
- AIB
- Aldermore
- Allica Bank
- Close Brothers
- Cynergy Bank
- Investec
- Metro Bank
- Paragon Bank
- Secure Trust Bank
- Shawbrook
International and asset-based lenders
Larger facilities, often lending against receivables, stock and equipment together, for bigger businesses.
- ABN AMRO Commercial Finance
- BNP Paribas Commercial Finance
- Leumi ABL
- Wells Fargo Capital Finance
Independent specialists
Non-bank funders that focus on invoice finance and related working capital.
- 4Syte
- Accelerated Payments
- Advantedge
- Apollo Finance
- Bibby Financial Services
- Calverton Finance
- eCapital
- FlexABL
- Funding Alternative
- Giant Finance
- Grenke
- Growth Lending
- IGF
- Innovation Finance
- Liquid Link
- Muse Finance
- Novuna Business Cash Flow
- Partnership Invoice Finance
- Peak Cashflow
- Penny Freedom
- Positive Cashflow Finance
- Praetura
- Pulse Finance
- QUBA Solutions
- Regency Factors
- Sallyport
- Shire
- Simplicity
- Skipton Business Finance
- Team Factors
- Teybridge
- Time Finance
- Ultimate Finance
- WeDo
- White Oak
- Working Capital Partners
Fintech and selective platforms
Online-first funders, often offering single-invoice or selective finance with faster set-up.
- FI Capital
- Hydr
- Kriya
- MarketFinance
- Satago
- Sonovate
- TP24
- Treyd
- Triver
- Zodeq
Listed alphabetically, not ranked. Names are for reference only.
Beyond invoice finance
Invoice finance is one part of our lender network. We also work with lenders for business loans, revolving credit, asset finance and more. Together, the two lists cover more than 100 lenders. See the full list of business lenders.
One enquiry. Every suitable lender compared.
Tell us about your business once. We match you against 100+ lenders, compare the total cost and come back with the options that fit.
-
01
Tell us your numbers
Monthly invoicing, customers and what you need the cash for.
-
02
We shortlist and compare
Only lenders that fund your sector and size, compared on total cost.
-
03
You choose, we handle the rest
A specialist guides you through the lender's process.
Invoice finance companies FAQs
Which is the best invoice finance company?
There is no single best one. The right lender depends on your turnover, sector, customers and whether you want factoring, discounting or selective finance. That is why we compare across the lenders we work with rather than recommend one name.
Should I go direct to a lender or use a broker?
You can go direct, but each lender only offers its own products, and each application takes time. A broker puts your profile in front of the lenders that suit it and compares the total cost for you.
How does FundingLinks get paid?
FundingLinks is an independent broker, not a lender. We are usually paid a commission by the lender when your facility completes. If any fee would apply to you, we agree it with you in writing before you proceed.
Who can use invoice finance through FundingLinks?
Limited companies, LLPs and PLCs that invoice other businesses on credit terms.
Written by
Chris Findlow
Director, FundingLinks
Director at FundingLinks with over 15 years across commercial lending, invoice finance and fintech partnerships, including senior leadership roles at Kriya. He works directly with SMEs to match them to the right lender across the whole market.
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